LIC Debt Funds
Updated June 2026 · 10 active funds · data from AMFI NAVs
LIC runs 10 debt mutual fund schemes tracked on FindMF. The table below ranks them on trailing return, alongside risk metrics and real expense ratios computed independently from AMFI NAVs. Use it to compare LIC's debt line-up like for like - it is analysis, not advice. For how every debt fund in India compares, see the full category page.
50% of the 10 funds here with a computed alpha beat their benchmark over the measured window (positive alpha). Past performance is not indicative; this is analysis, not advice.
| # | Scheme | 1Y | 3Y | 5Y | Sharpe | Max DD | TER | AUM |
|---|---|---|---|---|---|---|---|---|
| 1 | LIC MF Short Duration Fund LIC | +5.35% | +7.53% | +6.22% | -0.84 | -1.1% | 0.35% | ₹226 Cr |
| 2 | LIC MF Low Duration Fund LIC | +6.13% | +7.32% | +6.34% | - | -0.3% | 0.26% | ₹1.9K Cr |
| 3 | LIC MF Banking & PSU Fund LIC | +4.61% | +7.25% | +6.14% | -0.89 | -0.6% | 0.27% | ₹1.9K Cr |
| 4 | LIC MF Medium to Long Duration Fund LIC | +3.14% | +7.12% | +6.04% | -0.51 | -2.1% | 0.21% | ₹199 Cr |
| 5 | LIC MF Ultra Short Duration Fund LIC | +6.30% | +7.07% | +6.07% | - | -0.1% | 0.23% | ₹229 Cr |
| 6 | LIC MF Liquid Fund LIC | +6.24% | +6.97% | +6.16% | - | -0.0% | 0.14% | ₹13.7K Cr |
| 7 | LIC MF Money Market Fund LIC | +6.21% | +6.70% | - | - | -0.1% | 0.19% | ₹4.6K Cr |
| 8 | LIC MF Overnight Fund LIC | +5.35% | +6.21% | +5.61% | - | 0.0% | 0.08% | ₹873 Cr |
| 9 | LIC MF Gilt Fund LIC | -0.03% | +5.17% | +4.68% | -0.72 | -5.6% | 0.68% | ₹45 Cr |
| 10 | LIC MF Gilt Fund - PF LIC | -0.64% | +4.45% | +3.95% | -0.93 | -6.2% | - | ₹7 Cr |
Ranked by trailing return (3Y where available, else 1Y) on funds with at least one year of history. Returns, Sharpe, drawdown and TER are computed independently from AMFI NAVs - see methodology. No paid placement.