ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA vs Axis Children's Fund - No Lock in
Updated June 2026 · both Childrens funds · metrics from AMFI NAVs
In short: ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA has the higher 3-year return (+12.74%); ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA has the lower expense ratio (1.07%); ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA has the better risk-adjusted return (Sharpe 0.34). This is analysis from past data, not a recommendation.
| Metric | ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA | Axis Children's Fund - No Lock in |
|---|---|---|
| 1Y return | -0.54% | -2.95% |
| 3Y CAGR | +12.74% | +9.12% |
| 5Y CAGR | +9.75% | +8.04% |
| Sharpe ratio | 0.34 | 0.23 |
| Max drawdown | -18.9% | -18.1% |
| Volatility | 14.1% | 11.0% |
| Alpha | +0.52% | -2.22% |
| Expense ratio (Direct) | 1.07% | 1.43% |
| AUM | ₹1.2K Cr | ₹137 Cr |
Winner on each row highlighted (lower is better for expense ratio and volatility; max drawdown closer to zero is better). Computed from AMFI NAVs - see methodology. No paid placement.
FAQ
Which has the lower expense ratio?
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA has the lower Direct-plan expense ratio (1.07%), versus 1.43% for the other. Over long horizons a lower TER compounds into a meaningful difference.
Which has performed better over 3 years?
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA has the higher 3-year CAGR (+12.74%). Past performance does not predict future returns - check volatility and drawdown too, shown above.
How are these figures calculated?
All returns, risk metrics and alpha are computed independently from AMFI daily NAVs using a disclosed methodology. FindMF takes no commission and this comparison is not a recommendation.