Bandhan Banking and PSU Fund vs Aditya Birla Sun Life Banking & PSU Debt Fund
Updated June 2026 · both Banking and PSU funds · metrics from AMFI NAVs
In short: Aditya Birla Sun Life Banking & PSU Debt Fund has the higher 3-year return (+7.13%); Bandhan Banking and PSU Fund has the lower expense ratio (0.35%); Aditya Birla Sun Life Banking & PSU Debt Fund has the better risk-adjusted return (Sharpe -0.82). This is analysis from past data, not a recommendation.
| Metric | Bandhan Banking and PSU Fund | Aditya Birla Sun Life Banking & PSU Debt Fund |
|---|---|---|
| 1Y return | +5.22% | +4.45% |
| 3Y CAGR | +7.08% | +7.13% |
| 5Y CAGR | +6.14% | +6.23% |
| Sharpe ratio | -1.13 | -0.82 |
| Max drawdown | -0.7% | -0.8% |
| Volatility | 1.0% | 1.2% |
| Alpha | +0.00% | +0.27% |
| Expense ratio (Direct) | 0.35% | 0.39% |
| AUM | ₹12.5K Cr | ₹9.0K Cr |
Winner on each row highlighted (lower is better for expense ratio and volatility; max drawdown closer to zero is better). Computed from AMFI NAVs - see methodology. No paid placement.
FAQ
Which has the lower expense ratio?
Bandhan Banking and PSU Fund has the lower Direct-plan expense ratio (0.35%), versus 0.39% for the other. Over long horizons a lower TER compounds into a meaningful difference.
Which has performed better over 3 years?
Aditya Birla Sun Life Banking & PSU Debt Fund has the higher 3-year CAGR (+7.13%). Past performance does not predict future returns - check volatility and drawdown too, shown above.
How are these figures calculated?
All returns, risk metrics and alpha are computed independently from AMFI daily NAVs using a disclosed methodology. FindMF takes no commission and this comparison is not a recommendation.