HDFC Dividend Yield Fund vs UTI - Dividend Yield Fund
Updated June 2026 · both Dividend Yield funds · metrics from AMFI NAVs
In short: UTI - Dividend Yield Fund has the higher 3-year return (+16.78%); HDFC Dividend Yield Fund has the lower expense ratio (0.86%); HDFC Dividend Yield Fund has the better risk-adjusted return (Sharpe 0.76). This is analysis from past data, not a recommendation.
| Metric | HDFC Dividend Yield Fund | UTI - Dividend Yield Fund |
|---|---|---|
| 1Y return | -3.68% | -2.86% |
| 3Y CAGR | +14.64% | +16.78% |
| 5Y CAGR | +15.65% | +13.23% |
| Sharpe ratio | 0.76 | 0.60 |
| Max drawdown | -20.0% | -20.1% |
| Volatility | 14.7% | 14.4% |
| Alpha | +1.36% | +2.59% |
| Expense ratio (Direct) | 0.86% | 1.51% |
| AUM | ₹5.8K Cr | ₹2.4K Cr |
Winner on each row highlighted (lower is better for expense ratio and volatility; max drawdown closer to zero is better). Computed from AMFI NAVs - see methodology. No paid placement.
FAQ
Which has the lower expense ratio?
HDFC Dividend Yield Fund has the lower Direct-plan expense ratio (0.86%), versus 1.51% for the other. Over long horizons a lower TER compounds into a meaningful difference.
Which has performed better over 3 years?
UTI - Dividend Yield Fund has the higher 3-year CAGR (+16.78%). Past performance does not predict future returns - check volatility and drawdown too, shown above.
How are these figures calculated?
All returns, risk metrics and alpha are computed independently from AMFI daily NAVs using a disclosed methodology. FindMF takes no commission and this comparison is not a recommendation.