HDFC Equity Savings Fund vs DSP Equity Savings Fund
Updated June 2026 · both Equity Savings funds · metrics from AMFI NAVs
In short: DSP Equity Savings Fund has the higher 3-year return (+9.30%); DSP Equity Savings Fund has the lower expense ratio (1.17%); HDFC Equity Savings Fund has the better risk-adjusted return (Sharpe 0.50). This is analysis from past data, not a recommendation.
| Metric | HDFC Equity Savings Fund | DSP Equity Savings Fund |
|---|---|---|
| 1Y return | +1.69% | +1.89% |
| 3Y CAGR | +9.25% | +9.30% |
| 5Y CAGR | +8.79% | +8.43% |
| Sharpe ratio | 0.50 | 0.42 |
| Max drawdown | -5.3% | -4.3% |
| Volatility | 5.4% | 4.2% |
| Alpha | +1.60% | +1.76% |
| Expense ratio (Direct) | 1.25% | 1.17% |
| AUM | ₹5.8K Cr | ₹3.8K Cr |
Winner on each row highlighted (lower is better for expense ratio and volatility; max drawdown closer to zero is better). Computed from AMFI NAVs - see methodology. No paid placement.
FAQ
Which has the lower expense ratio?
DSP Equity Savings Fund has the lower Direct-plan expense ratio (1.17%), versus 1.25% for the other. Over long horizons a lower TER compounds into a meaningful difference.
Which has performed better over 3 years?
DSP Equity Savings Fund has the higher 3-year CAGR (+9.30%). Past performance does not predict future returns - check volatility and drawdown too, shown above.
How are these figures calculated?
All returns, risk metrics and alpha are computed independently from AMFI daily NAVs using a disclosed methodology. FindMF takes no commission and this comparison is not a recommendation.