HDFC Low Duration Fund vs SBI LOW DURATION FUND
Updated June 2026 · both Low Duration funds · metrics from AMFI NAVs
In short: HDFC Low Duration Fund has the higher 3-year return (+7.55%); SBI LOW DURATION FUND has the lower expense ratio (0.44%). This is analysis from past data, not a recommendation.
| Metric | HDFC Low Duration Fund | SBI LOW DURATION FUND |
|---|---|---|
| 1Y return | +6.15% | +5.73% |
| 3Y CAGR | +7.55% | +7.25% |
| 5Y CAGR | +6.65% | +6.36% |
| Sharpe ratio | - | - |
| Max drawdown | -0.4% | -0.4% |
| Volatility | 0.7% | 0.6% |
| Alpha | +0.25% | -0.01% |
| Expense ratio (Direct) | 0.46% | 0.44% |
| AUM | ₹24.3K Cr | ₹15.6K Cr |
Winner on each row highlighted (lower is better for expense ratio and volatility; max drawdown closer to zero is better). Computed from AMFI NAVs - see methodology. No paid placement.
FAQ
Which has the lower expense ratio?
SBI LOW DURATION FUND has the lower Direct-plan expense ratio (0.44%), versus 0.46% for the other. Over long horizons a lower TER compounds into a meaningful difference.
Which has performed better over 3 years?
HDFC Low Duration Fund has the higher 3-year CAGR (+7.55%). Past performance does not predict future returns - check volatility and drawdown too, shown above.
How are these figures calculated?
All returns, risk metrics and alpha are computed independently from AMFI daily NAVs using a disclosed methodology. FindMF takes no commission and this comparison is not a recommendation.