HDFC Ultra Short Term Fund vs SBI ULTRA SHORT DURATION FUND
Updated June 2026 · both Ultra Short Duration funds · metrics from AMFI NAVs
In short: HDFC Ultra Short Term Fund has the higher 3-year return (+7.22%); SBI ULTRA SHORT DURATION FUND has the lower expense ratio (0.35%). This is analysis from past data, not a recommendation.
| Metric | HDFC Ultra Short Term Fund | SBI ULTRA SHORT DURATION FUND |
|---|---|---|
| 1Y return | +6.11% | +6.12% |
| 3Y CAGR | +7.22% | +7.15% |
| 5Y CAGR | +6.36% | +6.26% |
| Sharpe ratio | - | - |
| Max drawdown | -0.2% | -0.3% |
| Volatility | 0.5% | 0.5% |
| Alpha | -0.36% | -0.37% |
| Expense ratio (Direct) | 0.39% | 0.35% |
| AUM | ₹17.4K Cr | ₹13.7K Cr |
Winner on each row highlighted (lower is better for expense ratio and volatility; max drawdown closer to zero is better). Computed from AMFI NAVs - see methodology. No paid placement.
FAQ
Which has the lower expense ratio?
SBI ULTRA SHORT DURATION FUND has the lower Direct-plan expense ratio (0.35%), versus 0.39% for the other. Over long horizons a lower TER compounds into a meaningful difference.
Which has performed better over 3 years?
HDFC Ultra Short Term Fund has the higher 3-year CAGR (+7.22%). Past performance does not predict future returns - check volatility and drawdown too, shown above.
How are these figures calculated?
All returns, risk metrics and alpha are computed independently from AMFI daily NAVs using a disclosed methodology. FindMF takes no commission and this comparison is not a recommendation.