ICICI Prudential Children's Fund vs ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA
Updated June 2026 · both Childrens funds · metrics from AMFI NAVs
In short: ICICI Prudential Children's Fund has the higher 3-year return (+15.41%); ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA has the lower expense ratio (1.07%); ICICI Prudential Children's Fund has the better risk-adjusted return (Sharpe 0.61). This is analysis from past data, not a recommendation.
| Metric | ICICI Prudential Children's Fund | ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA |
|---|---|---|
| 1Y return | -2.02% | -0.54% |
| 3Y CAGR | +15.41% | +12.74% |
| 5Y CAGR | +13.43% | +9.75% |
| Sharpe ratio | 0.61 | 0.34 |
| Max drawdown | -15.4% | -18.9% |
| Volatility | 12.9% | 14.1% |
| Alpha | +2.94% | +0.52% |
| Expense ratio (Direct) | 2.25% | 1.07% |
| AUM | ₹1.4K Cr | ₹1.2K Cr |
Winner on each row highlighted (lower is better for expense ratio and volatility; max drawdown closer to zero is better). Computed from AMFI NAVs - see methodology. No paid placement.
FAQ
Which has the lower expense ratio?
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA has the lower Direct-plan expense ratio (1.07%), versus 2.25% for the other. Over long horizons a lower TER compounds into a meaningful difference.
Which has performed better over 3 years?
ICICI Prudential Children's Fund has the higher 3-year CAGR (+15.41%). Past performance does not predict future returns - check volatility and drawdown too, shown above.
How are these figures calculated?
All returns, risk metrics and alpha are computed independently from AMFI daily NAVs using a disclosed methodology. FindMF takes no commission and this comparison is not a recommendation.