ICICI Prudential Credit Risk Fund vs Aditya Birla Sun Life Credit Risk Fund
Updated June 2026 · both Credit Risk funds · metrics from AMFI NAVs
In short: Aditya Birla Sun Life Credit Risk Fund has the higher 3-year return (+12.86%); ICICI Prudential Credit Risk Fund has the lower expense ratio (0.73%); Aditya Birla Sun Life Credit Risk Fund has the better risk-adjusted return (Sharpe 1.16). This is analysis from past data, not a recommendation.
| Metric | ICICI Prudential Credit Risk Fund | Aditya Birla Sun Life Credit Risk Fund |
|---|---|---|
| 1Y return | +7.86% | +12.50% |
| 3Y CAGR | +8.91% | +12.86% |
| 5Y CAGR | +7.84% | +10.69% |
| Sharpe ratio | 0.59 | 1.16 |
| Max drawdown | -0.8% | -0.8% |
| Volatility | 1.1% | 2.7% |
| Alpha | +1.28% | +4.94% |
| Expense ratio (Direct) | 0.73% | 0.79% |
| AUM | ₹5.9K Cr | ₹1.2K Cr |
Winner on each row highlighted (lower is better for expense ratio and volatility; max drawdown closer to zero is better). Computed from AMFI NAVs - see methodology. No paid placement.
FAQ
Which has the lower expense ratio?
ICICI Prudential Credit Risk Fund has the lower Direct-plan expense ratio (0.73%), versus 0.79% for the other. Over long horizons a lower TER compounds into a meaningful difference.
Which has performed better over 3 years?
Aditya Birla Sun Life Credit Risk Fund has the higher 3-year CAGR (+12.86%). Past performance does not predict future returns - check volatility and drawdown too, shown above.
How are these figures calculated?
All returns, risk metrics and alpha are computed independently from AMFI daily NAVs using a disclosed methodology. FindMF takes no commission and this comparison is not a recommendation.