ICICI Prudential India Opportunities Fund vs ICICI Prudential Banking and Financial Services Fund
Updated June 2026 · both Sectoral/Thematic funds · metrics from AMFI NAVs
In short: ICICI Prudential India Opportunities Fund has the higher 3-year return (+18.88%); ICICI Prudential India Opportunities Fund has the lower expense ratio (0.92%); ICICI Prudential India Opportunities Fund has the better risk-adjusted return (Sharpe 1.06). This is analysis from past data, not a recommendation.
| Metric | ICICI Prudential India Opportunities Fund | ICICI Prudential Banking and Financial Services Fund |
|---|---|---|
| 1Y return | -2.00% | -6.19% |
| 3Y CAGR | +18.88% | +10.57% |
| 5Y CAGR | +19.15% | +9.89% |
| Sharpe ratio | 1.06 | 0.41 |
| Max drawdown | -13.7% | -20.3% |
| Volatility | 13.5% | 15.3% |
| Alpha | +6.50% | -1.51% |
| Expense ratio (Direct) | 0.92% | 1.02% |
| AUM | ₹34.9K Cr | ₹10.7K Cr |
Winner on each row highlighted (lower is better for expense ratio and volatility; max drawdown closer to zero is better). Computed from AMFI NAVs - see methodology. No paid placement.
FAQ
Which has the lower expense ratio?
ICICI Prudential India Opportunities Fund has the lower Direct-plan expense ratio (0.92%), versus 1.02% for the other. Over long horizons a lower TER compounds into a meaningful difference.
Which has performed better over 3 years?
ICICI Prudential India Opportunities Fund has the higher 3-year CAGR (+18.88%). Past performance does not predict future returns - check volatility and drawdown too, shown above.
How are these figures calculated?
All returns, risk metrics and alpha are computed independently from AMFI daily NAVs using a disclosed methodology. FindMF takes no commission and this comparison is not a recommendation.