ICICI Prudential Savings Fund vs HDFC Low Duration Fund
Updated June 2026 · both Low Duration funds · metrics from AMFI NAVs
In short: ICICI Prudential Savings Fund has the higher 3-year return (+7.58%); ICICI Prudential Savings Fund has the lower expense ratio (0.42%). This is analysis from past data, not a recommendation.
| Metric | ICICI Prudential Savings Fund | HDFC Low Duration Fund |
|---|---|---|
| 1Y return | +6.17% | +6.15% |
| 3Y CAGR | +7.58% | +7.55% |
| 5Y CAGR | +6.61% | +6.65% |
| Sharpe ratio | - | - |
| Max drawdown | -0.6% | -0.4% |
| Volatility | 0.8% | 0.7% |
| Alpha | +0.27% | +0.25% |
| Expense ratio (Direct) | 0.42% | 0.46% |
| AUM | ₹30.1K Cr | ₹24.3K Cr |
Winner on each row highlighted (lower is better for expense ratio and volatility; max drawdown closer to zero is better). Computed from AMFI NAVs - see methodology. No paid placement.
FAQ
Which has the lower expense ratio?
ICICI Prudential Savings Fund has the lower Direct-plan expense ratio (0.42%), versus 0.46% for the other. Over long horizons a lower TER compounds into a meaningful difference.
Which has performed better over 3 years?
ICICI Prudential Savings Fund has the higher 3-year CAGR (+7.58%). Past performance does not predict future returns - check volatility and drawdown too, shown above.
How are these figures calculated?
All returns, risk metrics and alpha are computed independently from AMFI daily NAVs using a disclosed methodology. FindMF takes no commission and this comparison is not a recommendation.