Nippon India Nivesh Lakshya Long Duration Fund vs HDFC Long Duration Debt Fund
Updated June 2026 · both Long Duration funds · metrics from AMFI NAVs
In short: HDFC Long Duration Debt Fund has the higher 3-year return (+5.68%); HDFC Long Duration Debt Fund has the lower expense ratio (0.28%); HDFC Long Duration Debt Fund has the better risk-adjusted return (Sharpe -0.14). This is analysis from past data, not a recommendation.
| Metric | Nippon India Nivesh Lakshya Long Duration Fund | HDFC Long Duration Debt Fund |
|---|---|---|
| 1Y return | -0.40% | +0.03% |
| 3Y CAGR | +5.67% | +5.68% |
| 5Y CAGR | +5.55% | - |
| Sharpe ratio | -0.40 | -0.14 |
| Max drawdown | -5.8% | -6.0% |
| Volatility | 4.4% | 5.0% |
| Alpha | -0.35% | -0.36% |
| Expense ratio (Direct) | 0.34% | 0.28% |
| AUM | ₹8.4K Cr | ₹3.9K Cr |
Winner on each row highlighted (lower is better for expense ratio and volatility; max drawdown closer to zero is better). Computed from AMFI NAVs - see methodology. No paid placement.
FAQ
Which has the lower expense ratio?
HDFC Long Duration Debt Fund has the lower Direct-plan expense ratio (0.28%), versus 0.34% for the other. Over long horizons a lower TER compounds into a meaningful difference.
Which has performed better over 3 years?
HDFC Long Duration Debt Fund has the higher 3-year CAGR (+5.68%). Past performance does not predict future returns - check volatility and drawdown too, shown above.
How are these figures calculated?
All returns, risk metrics and alpha are computed independently from AMFI daily NAVs using a disclosed methodology. FindMF takes no commission and this comparison is not a recommendation.