SBI Conservative Hybrid Fund vs HDFC Hybrid Debt Fund
Updated June 2026 · both Conservative Hybrid funds · metrics from AMFI NAVs
In short: SBI Conservative Hybrid Fund has the higher 3-year return (+9.18%); SBI Conservative Hybrid Fund has the lower expense ratio (1.04%); SBI Conservative Hybrid Fund has the better risk-adjusted return (Sharpe 0.61). This is analysis from past data, not a recommendation.
| Metric | SBI Conservative Hybrid Fund | HDFC Hybrid Debt Fund |
|---|---|---|
| 1Y return | +4.33% | +0.78% |
| 3Y CAGR | +9.18% | +8.36% |
| 5Y CAGR | +9.10% | +8.35% |
| Sharpe ratio | 0.61 | 0.40 |
| Max drawdown | -3.6% | -4.1% |
| Volatility | 3.8% | 4.4% |
| Alpha | +2.88% | +2.06% |
| Expense ratio (Direct) | 1.04% | 1.17% |
| AUM | ₹9.7K Cr | ₹3.3K Cr |
Winner on each row highlighted (lower is better for expense ratio and volatility; max drawdown closer to zero is better). Computed from AMFI NAVs - see methodology. No paid placement.
FAQ
Which has the lower expense ratio?
SBI Conservative Hybrid Fund has the lower Direct-plan expense ratio (1.04%), versus 1.17% for the other. Over long horizons a lower TER compounds into a meaningful difference.
Which has performed better over 3 years?
SBI Conservative Hybrid Fund has the higher 3-year CAGR (+9.18%). Past performance does not predict future returns - check volatility and drawdown too, shown above.
How are these figures calculated?
All returns, risk metrics and alpha are computed independently from AMFI daily NAVs using a disclosed methodology. FindMF takes no commission and this comparison is not a recommendation.