SBI Dynamic Bond Fund vs Nippon India Dynamic Bond Fund
Updated June 2026 · both Dynamic Bond funds · metrics from AMFI NAVs
In short: Nippon India Dynamic Bond Fund has the higher 3-year return (+7.29%); Nippon India Dynamic Bond Fund has the lower expense ratio (0.35%); SBI Dynamic Bond Fund has the better risk-adjusted return (Sharpe -0.29). This is analysis from past data, not a recommendation.
| Metric | SBI Dynamic Bond Fund | Nippon India Dynamic Bond Fund |
|---|---|---|
| 1Y return | +4.44% | +3.93% |
| 3Y CAGR | +7.27% | +7.29% |
| 5Y CAGR | +6.69% | +6.21% |
| Sharpe ratio | -0.29 | -0.41 |
| Max drawdown | -1.6% | -3.5% |
| Volatility | 2.2% | 2.6% |
| Alpha | +1.22% | +1.10% |
| Expense ratio (Direct) | 0.62% | 0.35% |
| AUM | ₹4.2K Cr | ₹4.1K Cr |
Winner on each row highlighted (lower is better for expense ratio and volatility; max drawdown closer to zero is better). Computed from AMFI NAVs - see methodology. No paid placement.
FAQ
Which has the lower expense ratio?
Nippon India Dynamic Bond Fund has the lower Direct-plan expense ratio (0.35%), versus 0.62% for the other. Over long horizons a lower TER compounds into a meaningful difference.
Which has performed better over 3 years?
Nippon India Dynamic Bond Fund has the higher 3-year CAGR (+7.29%). Past performance does not predict future returns - check volatility and drawdown too, shown above.
How are these figures calculated?
All returns, risk metrics and alpha are computed independently from AMFI daily NAVs using a disclosed methodology. FindMF takes no commission and this comparison is not a recommendation.