SBI Equity Savings Fund vs DSP Equity Savings Fund
Updated June 2026 · both Equity Savings funds · metrics from AMFI NAVs
In short: SBI Equity Savings Fund has the higher 3-year return (+9.95%); DSP Equity Savings Fund has the lower expense ratio (1.17%); DSP Equity Savings Fund has the better risk-adjusted return (Sharpe 0.42). This is analysis from past data, not a recommendation.
| Metric | SBI Equity Savings Fund | DSP Equity Savings Fund |
|---|---|---|
| 1Y return | +2.26% | +1.89% |
| 3Y CAGR | +9.95% | +9.30% |
| 5Y CAGR | +8.75% | +8.43% |
| Sharpe ratio | 0.40 | 0.42 |
| Max drawdown | -7.1% | -4.3% |
| Volatility | 5.2% | 4.2% |
| Alpha | +2.35% | +1.76% |
| Expense ratio (Direct) | 1.42% | 1.17% |
| AUM | ₹5.7K Cr | ₹3.8K Cr |
Winner on each row highlighted (lower is better for expense ratio and volatility; max drawdown closer to zero is better). Computed from AMFI NAVs - see methodology. No paid placement.
FAQ
Which has the lower expense ratio?
DSP Equity Savings Fund has the lower Direct-plan expense ratio (1.17%), versus 1.42% for the other. Over long horizons a lower TER compounds into a meaningful difference.
Which has performed better over 3 years?
SBI Equity Savings Fund has the higher 3-year CAGR (+9.95%). Past performance does not predict future returns - check volatility and drawdown too, shown above.
How are these figures calculated?
All returns, risk metrics and alpha are computed independently from AMFI daily NAVs using a disclosed methodology. FindMF takes no commission and this comparison is not a recommendation.