SBI LOW DURATION FUND vs Kotak Low Duration Fund
Updated June 2026 · both Low Duration funds · metrics from AMFI NAVs
In short: Kotak Low Duration Fund has the higher 3-year return (+7.55%); Kotak Low Duration Fund has the lower expense ratio (0.42%). This is analysis from past data, not a recommendation.
| Metric | SBI LOW DURATION FUND | Kotak Low Duration Fund |
|---|---|---|
| 1Y return | +5.73% | +6.14% |
| 3Y CAGR | +7.25% | +7.55% |
| 5Y CAGR | +6.36% | +6.63% |
| Sharpe ratio | - | - |
| Max drawdown | -0.4% | -0.6% |
| Volatility | 0.6% | 0.7% |
| Alpha | -0.01% | +0.23% |
| Expense ratio (Direct) | 0.44% | 0.42% |
| AUM | ₹15.6K Cr | ₹15.0K Cr |
Winner on each row highlighted (lower is better for expense ratio and volatility; max drawdown closer to zero is better). Computed from AMFI NAVs - see methodology. No paid placement.
FAQ
Which has the lower expense ratio?
Kotak Low Duration Fund has the lower Direct-plan expense ratio (0.42%), versus 0.44% for the other. Over long horizons a lower TER compounds into a meaningful difference.
Which has performed better over 3 years?
Kotak Low Duration Fund has the higher 3-year CAGR (+7.55%). Past performance does not predict future returns - check volatility and drawdown too, shown above.
How are these figures calculated?
All returns, risk metrics and alpha are computed independently from AMFI daily NAVs using a disclosed methodology. FindMF takes no commission and this comparison is not a recommendation.