Tata Digital India Fund vs ICICI Prudential Banking and Financial Services Fund
Updated June 2026 · both Sectoral/Thematic funds · metrics from AMFI NAVs
In short: ICICI Prudential Banking and Financial Services Fund has the higher 3-year return (+10.57%); Tata Digital India Fund has the lower expense ratio (0.81%); ICICI Prudential Banking and Financial Services Fund has the better risk-adjusted return (Sharpe 0.41). This is analysis from past data, not a recommendation.
| Metric | Tata Digital India Fund | ICICI Prudential Banking and Financial Services Fund |
|---|---|---|
| 1Y return | -21.55% | -6.19% |
| 3Y CAGR | +6.98% | +10.57% |
| 5Y CAGR | +6.81% | +9.89% |
| Sharpe ratio | 0.22 | 0.41 |
| Max drawdown | -33.3% | -20.3% |
| Volatility | 19.9% | 15.3% |
| Alpha | -3.55% | -1.51% |
| Expense ratio (Direct) | 0.81% | 1.02% |
| AUM | ₹10.9K Cr | ₹10.7K Cr |
Winner on each row highlighted (lower is better for expense ratio and volatility; max drawdown closer to zero is better). Computed from AMFI NAVs - see methodology. No paid placement.
FAQ
Which has the lower expense ratio?
Tata Digital India Fund has the lower Direct-plan expense ratio (0.81%), versus 1.02% for the other. Over long horizons a lower TER compounds into a meaningful difference.
Which has performed better over 3 years?
ICICI Prudential Banking and Financial Services Fund has the higher 3-year CAGR (+10.57%). Past performance does not predict future returns - check volatility and drawdown too, shown above.
How are these figures calculated?
All returns, risk metrics and alpha are computed independently from AMFI daily NAVs using a disclosed methodology. FindMF takes no commission and this comparison is not a recommendation.