UTI Nifty 50 Index Fund vs HDFC Nifty 50 Index Fund
Updated June 2026 · both Index Fund funds · metrics from AMFI NAVs
In short: UTI Nifty 50 Index Fund has the higher 3-year return (+8.62%); UTI Nifty 50 Index Fund has the lower expense ratio (0.24%); UTI Nifty 50 Index Fund has the better risk-adjusted return (Sharpe 0.31). This is analysis from past data, not a recommendation.
| Metric | UTI Nifty 50 Index Fund | HDFC Nifty 50 Index Fund |
|---|---|---|
| 1Y return | -7.09% | -7.14% |
| 3Y CAGR | +8.62% | +8.57% |
| 5Y CAGR | +8.94% | +8.89% |
| Sharpe ratio | 0.31 | 0.31 |
| Max drawdown | -16.6% | -16.6% |
| Volatility | 13.7% | 13.7% |
| Alpha | -0.22% | -0.26% |
| Expense ratio (Direct) | 0.24% | 0.31% |
| AUM | ₹26.3K Cr | ₹22.1K Cr |
Winner on each row highlighted (lower is better for expense ratio and volatility; max drawdown closer to zero is better). Computed from AMFI NAVs - see methodology. No paid placement.
FAQ
Which has the lower expense ratio?
UTI Nifty 50 Index Fund has the lower Direct-plan expense ratio (0.24%), versus 0.31% for the other. Over long horizons a lower TER compounds into a meaningful difference.
Which has performed better over 3 years?
UTI Nifty 50 Index Fund has the higher 3-year CAGR (+8.62%). Past performance does not predict future returns - check volatility and drawdown too, shown above.
How are these figures calculated?
All returns, risk metrics and alpha are computed independently from AMFI daily NAVs using a disclosed methodology. FindMF takes no commission and this comparison is not a recommendation.