FindMF

Lowest Expense Ratio Index Funds

Updated June 2026 · 25 active funds · data from AMFI NAVs

For an index fund, which simply tracks a benchmark, cost is one of the few things in your control - and over decades a lower expense ratio compounds into a meaningful difference. This list ranks index funds by their Direct-plan TER (lowest first), taken from AMFI's disclosed expense data. Cost is not the only factor: tracking error (how closely the fund follows its index) matters too. Open any fund for its full record computed from AMFI NAVs.

#Scheme1Y3Y5YSharpeMax DDTERAUM
1Bharat Bond FOF - April 2030
Edelweiss
+4.41%+7.20%+6.40%-0.33-3.4%0.02%₹9.3K Cr
2BHARAT Bond FOF - April 2031
Edelweiss
+3.76%+7.20%+6.24%-0.35-3.8%0.02%₹4.6K Cr
3BHARAT Bond ETF FOF - April 2032
Edelweiss
+3.47%+7.21%--0.28-4.1%0.03%₹4.4K Cr
4BHARAT Bond ETF FOF - April 2033
Edelweiss
+3.19%+7.09%--0.03-4.3%0.03%₹2.2K Cr
5Bandhan CRISIL - IBX 10:90 Gilt Plus SDL Index - Dec 2029 Fund
Bandhan
+4.14%---0.52-1.1%0.05%₹0 Cr
6BHARAT Bond FOF - April 2025
Edelweiss
+7.55%+6.35%--0.84-2.6%0.06%₹4.1K Cr
7BHARAT Bond FOF - April 2025 - Direct Pan
Edelweiss
+7.55%+6.35%--0.84-2.6%0.06%₹4.1K Cr
8Kotak Nifty 50 Index Fund
Kotak Mahindra
-7.03%+8.51%-0.22-16.5%0.07%₹1.0K Cr
9Mirae Asset CRISIL - IBX Financial Services 9 - 12 Months Debt Index Fund
Mirae Asset
-----0.2%0.07%₹79 Cr
10Axis Nifty AAA Bond Plus SDL Apr 2026 50:50 ETF FOF
Axis
+6.39%+7.08%--0.72-3.4%0.08%₹182 Cr
11Axis Nifty AAA Bond Plus SDL April 2026 50:50 ETF FOF
Axis
-----0.08%₹0 Cr
12Nippon India Index Fund - Nifty 50
Nippon India
-7.01%+8.65%+8.95%0.31-16.6%0.08%₹3.1K Cr
13Bandhan CRISIL - IBX Financial Services 3 - 6 Months Debt Index Fund
Bandhan
+6.53%----0.0%0.09%₹392 Cr
14BANDHAN CRISIL IBX 90:10 SDL PLUS GILT - NOV 2026 INDEX FUND
Bandhan
+5.70%+7.30%---0.4%0.09%₹98 Cr
15BANDHAN CRISIL IBX 90:10 SDL PLUS GILT APRIL 2032 INDEX FUND
Bandhan
+3.08%+7.24%-0.07-2.3%0.09%₹427 Cr
16BANDHAN NIFTY 100 INDEX FUND
Bandhan
-5.77%+10.16%-0.25-17.3%0.09%₹225 Cr
17HDFC CRISIL - IBX Financial Services 3 - 6 Months Debt Index Fund
HDFC
+6.84%----0.0%0.09%₹1.5K Cr
18BANDHAN CRISIL IBX 90:10 SDL PLUS GILT - SEP27 INDEX FUND
Bandhan
+5.19%+7.38%-0.20-0.4%0.10%₹99 Cr
19BANDHAN CRISIL IBX 90:10 SDL PLUS GILT SEP27 INDEX FUND
Bandhan
+4.93%+7.12%--0.02-0.4%0.10%₹51 Cr
20ICICI Prudential CRISIL - IBX Financial Services 3 - 6 Months Debt Index Fund
ICICI Prudential
+6.61%----0.0%0.10%₹454 Cr
21Kotak Nifty Next 50 Index Fund
Kotak Mahindra
+0.18%+17.57%+12.44%0.50-26.3%0.10%₹905 Cr
22Nippon India CRISIL - IBX Financial Services 3 - 6 Months Debt Index Fund
Nippon India
-----0.0%0.10%₹58 Cr
23Nippon India CRISIL - IBX Financial Services 9 - 12 Months Debt Index Fund
Nippon India
-----0.2%0.10%₹259 Cr
24Axis CRISIL - IBX Financial Services 3 - 6 Months Debt Index Fund
Axis
-----0.0%0.11%₹270 Cr
25JioBlackRock Nifty 8 - 13 yr G - Sec Index Fund
Jio BlackRock
-----2.7%0.11%₹30 Cr

Ranked by Direct-Plan Expense Ratio (TER) (lowest first), on funds with that metric available. Returns, Sharpe, drawdown and TER are computed independently from AMFI NAVs - see methodology. No paid placement.

Other rankings